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1Borrower must recently be unemployed due to the COVID- 19 pandemic. Borrower must be able to furnish last pay stub or other acceptable proof of income. Subject to credit approval. Standard underwriting criteria apply. Credit score based on lowest score of all applicants. Automatic Payment Deduction from a Riverview Bank and its Operating Divisions checking or savings account is required. 0.00% APR (Annual Percentage Rate) for the first six (6) months of the loan, thereafter the loan will accrue at a 2.99% APR for 18 months of the term. 24-month term loan. No Payments for the first six (6) months of the loan. Thereafter, payments of principal and interest will start at month seven (7) and will continue 18 months for the life of the loan. Other terms and conditions may apply. If maximum loan amount of $5,000.00 is borrowed and repaid making the required loan payments only, the monthly payment will be 18 equal payments of $284.40 to satisfy the loan. Please contact the bank for full details

All Customers of Riverview Bank and its Operating Divisions will be able to access any foreign ATM, anywhere with no fees from Riverview Bank 2 which began on Monday, March 23, 2020 through June 30, 2020. Also, for the benefit of everyone in our community, we are temporarily eliminating any fees normally imposed on a non-Riverview Bank customer for customers of other banks to access money from all ATM’s owned and operated by Riverview Bank and its operating divisions.

All Customers of Riverview Bank and its Operating Divisions who currently have funds invested in a Certificate of Deposit (CD) can access their funds at no cost and penalty free up to $5,000.00 to assist with financial hardships in result of COVID-19. If a customer is in need of more than $5,000.00 from their CD, they can access up to an additional 20% of the remaining CD balance in excess of the initial $5,000.00 withdrawal on a penalty-free basis. 3

Impacted customers will be granted fee waivers for general account fees, in the instance of an overdraft occurrence due to insufficient funds within their deposit account, or waivers of loan late charges. Please call your local Community Office for further information or to request support in the unfortunate event you have been negatively impacted by the current Pandemic.

  • Payment Relief Options through Temporary Deferral of Business Loan Payments.
  • Business Loan Payment Modifications to Interest-Only Payments.
  • Temporary Business Loan Fee Waivers.
  • Temporary Consumer Loan Fee Waivers.
  • Temporary Deferral of Loan Payments on Residential Mortgage Loans and Consumer Loans.

Fee Waivers, including Monthly Rental Fees and Per- Item Fees, will be granted now until June 30, 2020 to continue our efforts in providing no-contact banking and assisting our existing business customers with the support they need to safely and conveniently continue their business throughout COVID-19 at no cost



Due to ongoing legislative discussions that may impact the PPP forgiveness process, we are proceeding with a phased processing approach for PPP forgiveness applications.  

For loans of $150,000 or less, we are delaying the start of forgiveness application processing as we continue to expect legislative changes that could substantially expedite the process.  Borrowers with loan amounts below this threshold will be notified once the forgiveness application process has been opened for loans of $150,000 or less. 

For loans greater than $150,000, we have begun a phased processing approach beginning with larger loan balances since the process for these loans is not expected to materially change.  When we open the forgiveness application process for your specific loan, you will receive a secure portal link by email.  This is the only method by which loan forgiveness applications will be accepted.   Please note, documents sent outside of the link CANNOT be accepted or retained. 

We encourage you to regularly view the SBA website for updated information and to work with your tax, financial, and/or legal advisors to determine your specific eligibility.  The current SBA guidance for borrowers & lenders concerning the loan forgiveness process can be found at  We also recommend that you take this time to gather all the required supporting documentation. 

Please note, the Bank cannot provide legal, accounting or tax advice concerning your PPP loan forgiveness eligibility.


Our experienced CARES Act Relief Team is available to assist you today. Please contact them directly through our dedicated relief support email and or the toll-free number listed below.

CARES Act Loans
CARES Act Loan Hotline: (855) 455-9027

Understanding that our business community is faced with varying and unique challenges, we deployed a dedicated CARES Act Relief team, equipped with our most experienced SBA lenders, who are working closely with each unique customer to identify solutions to benefit their individualized needs. Our dedicated CARES Act Relief team is available for the community, providing education and expertise on all resources offered by government agencies through the SBA, CARES Act Relief Programs, and other state government agency programs, such as:

  • U.S. Small Business Administration (SBA) Paycheck Protection Program (PPP), providing loans through Riverview Bank that are supported by the SBA with a 100% loan guarantee. This program is intended to provide funding for businesses to retain employees on their payroll, with initial loan payment deferrals and debt forgiveness provisions for eligible borrowers.
  • U.S. Small Business Administration (SBA) Economic Injury Disaster Loan Program (EILP), providing low-interest federal disaster loans for small businesses impacted by COVID-19
  • Pennsylvania Industrial Development Authority’s (PIDA) Small Business First Fund, the COVID-19 Working Capital Access Program (CWCA)
  • Low Interest Loans Offered by Pennsylvania Industrial Development Authority’s (PIDA)

A real-time list and full details of financing resources offered throughout the Commonwealth, including how to apply, by the agencies above can be accessed through the DCED website.

Click here to listen to our President and CEO, Brett Fulk’s, insight on the Paycheck Protection Program administered by the SBA. If you are a small business, learn how you too can apply.

PPP Borrower Information Sheet
Paycheck Protection Program Application Form
Support from the U.S. Treasury Department
SBA Disaster Assistance Site
US Chamber of Commerce Coronavirus Small Business Guide and Checklist
DCED Financing Programs for COVID-19 Impacted Businesses


We are following the directives of the State of Pennsylvania, the guidance of the World Health Organization (WHO), and the Center for Disease Control (CDC) to protect the health and well-being of our employees and customers through safety controls and precautions in the branches and other facilities.


Riverview Bank and its Operating Divisions, CBT Bank and Citizens Neighborhood Bank, Provides Relief Support to Customers and Communities Impacted by COVID-19.

Riverview Bank Continues to Remain Open Through Drive-Up BankingServices. Governor Tom Wolfr eleased an edict this evening requiring all non-life sustaining business to close beginning at 8:00 PM tonight. Through this order Riverview Bank and its Operating Divisions, CBT Bank and Citizens Neighborhood Bank,will remain open to serve our customers as we are listed in an industry group that is categorized as a life sustaining business.

COVID-19 Pandemic Update: Branch Availability and Your Banking Options As your community banking partner, we make it our priority to focus on your wellbeing. For the safety of our employees and customers alike we will be taking the following precautions and limiting branch lobby availability beginning Wednesday, March 18, 2020.

As information continues to develop around the COVID-19 (Coronavirus) we want to assure you we are taking this very seriously and monitoring this dynamic situation closely.